by johnireland | Legal Spotlight
Councils can treat a gift or property transfer as “deprivation of assets” if they decide it was done deliberately to avoid care fees. There is no fixed time limit: a council must show you knew you would need care at the time, and that avoiding fees was a...
by johnireland | Articles
Every few months, a client sits across the desk from me and asks some version of the same question: “If I give the house to my children now, will the council still count it when I need care?” It is a fair question. Care home fees can run into tens of...
by johnireland | Tax Talk
Business Asset Disposal Relief lowers the capital gains tax rate on qualifying business sales, up to a £1m lifetime limit per person. The rate has risen twice recently: 10% up to 5 April 2025, 14% from 6 April 2025, and 18% from 6 April 2026. To qualify, you generally...
by johnireland | Articles
Selling a business you have built over twenty or thirty years is rarely just a financial event. It is the end of a chapter, and for most owners it is also the single largest tax decision of their life. In our work with families across Worthing and the surrounding...
by johnireland | The Book Shelf
Traction by Gino Wickman is the book behind the Entrepreneurial Operating System (EOS), and while it is written as a growth manual, it is also a useful diagnostic for succession risk in owner-run UK businesses. Wickman’s six components – Vision, People,...
