by johnireland | Articles
The Plan You Wrote Then May Not Protect Them Now When most parents write their first will, their children are young. The provisions are straightforward: everything goes to the surviving spouse, and if both parents die, the children inherit equally. Guardians are...
by johnireland | Articles
A Tax Increase That Arrived in Stages Capital Gains Tax for business owners has undergone its most significant overhaul in over a decade. The changes did not arrive all at once — they were phased in across three fiscal events between October 2024 and April 2026 — but...
by johnireland | Articles
The Book in Brief Atomic Habits, published in 2018 by James Clear, has become one of the most widely read books on behaviour change in the past decade. Its central argument is deceptively simple: you do not rise to the level of your goals; you fall to the level of...
by johnireland | Articles
The Decisions You Make When You Are Tired Are Not the Decisions You Would Make When You Are Rested There is a well-documented pattern in behavioural psychology that has direct relevance to anyone managing their finances, running a business, or planning their estate....
