Autumn jabs after 65: flu, shingles, COVID-19 and RSV explained

by johnireland | Articles

Ask a room full of business owners in their fifties and sixties when they last took a week off sick and you will hear a lot of proud answers. “I never get ill.” “I can’t remember the last time.” “I don’t have time to be...

Antifragile by Nassim Taleb: building an estate that survives shocks

by johnireland | Articles

Most of the books we review on this shelf are about thinking more clearly. Antifragile, published in 2012 by Nassim Nicholas Taleb, is about something slightly different: building things that do not break when life refuses to go to plan. For anyone who has spent...

Executor Versus Trustee Explained Clearly

by | Articles

When considering an executor versus trustee, the distinction can appear technical until you consider what is at stake. One person may need to gather bank accounts, deal with HMRC and distribute an estate after your death. Another may be responsible for protecting a...

Replacement Attorney Appointment in Your LPA

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A trusted attorney can become unavailable without warning. They may die, lose mental capacity, move abroad, decide they can no longer take on the responsibility or, for a Property and Financial Affairs LPA, face bankruptcy restrictions. A replacement attorney...

Business Shares vs Personal Ownership Explained

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For a business owner, the distinction between business shares vs personal ownership is not a technical detail to leave for later. It determines what you can give away in your will, who controls the business if you lose capacity, and whether your family inherits a...

Selling inherited property below or above probate value: the tax rules

by johnireland | Articles

When someone dies, their property is valued for inheritance tax at the date of death. That figure — the probate value — then follows the estate around for years. But markets do not stand still while executors gather in the paperwork. By the time a buy-to-let flat or a...