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A carefully drafted Will versus letter of wishes is not an either-or decision for many families. They do different jobs, and using both properly can give your executors and trustees clearer direction at a difficult time. For business owners, landlords and anyone with...
Many of the people we speak to have a plan for the next chapter. Sell the business or hand it on, keep a couple of rental flats ticking over, and spend more of the year somewhere warmer — Spain, France, Portugal. Somewhere along the way, a lot of them have picked up...
Without a Will, the intestacy rules in England and Wales decide who inherits. A spouse or civil partner takes everything; otherwise the estate goes to parents, then siblings (or their children if a sibling has died), then half-siblings, grandparents, aunts and uncles,...
The government is cracking down on late payment, but most of the new rules are not law yet. The Commercial Payments Bill — introduced in the House of Lords in May 2026 — would cap payment terms at 60 days, make statutory interest mandatory, penalise late disputes and...
Moving abroad does not take your estate out of UK inheritance tax straight away.Since 6 April 2025, UK inheritance tax on your worldwide estate depends on being a long-term UK resident — UK resident in at least 10 of the previous 20 tax years.Leave the UK and you stay...
Antifragile by Nassim Nicholas Taleb (2012) asks a simple question of anything you own: does disorder hurt it, leave it unchanged, or make it stronger?Taleb sorts things into fragile (harmed by shocks), robust (unaffected) and antifragile (improved by them).Key tools:...
Most owners of growing firms have a customer like this. The work was delivered on time, the invoice went out the same day, and six weeks later you are still being told it is "in the next payment run". Meanwhile wages, VAT and suppliers all have to be paid on the dot....
A High Court case from May 2026 shows how inherited family wealth is treated when a spouse challenges a Will.Thirsk v Thirsk & Ors [2026] EWHC 1501 (Ch): a widow challenged her late husband's Will under the 1975 Act. The estate was worth around £30 million, mostly...
A Yorkshire farmer made a new Will a few weeks before he died unexpectedly. It left his second wife a £5 million tax-free legacy, the right to live in their home for life, and the contents. Everything else — a farming estate worth tens of millions — went to his son....
Learning how to protect your assets can feel like an overwhelming topic. Our FREE Estate Planning Guide will help you to understand the process and how to get started.