by johnireland | Articles
A Relief That Once Had No Limit Now Has One For decades, Business Property Relief (BPR) was one of the most generous inheritance tax reliefs available in the UK. Qualifying business assets — shares in unquoted trading companies, interests in partnerships, sole trader...
by johnireland | Articles
The Nobel Prize-winning psychologist’s masterwork explains why intelligent people consistently make poor financial decisions — and what that means for your estate planning. Daniel Kahneman spent a career studying the mistakes people make when they think. His...
by johnireland | Wellness Corner
In most families, one person carries every financial decision — the mortgage, the insurance, the pensions, the tax. That silent weight takes a real toll on health and relationships. Research shows that individuals who carry sole responsibility for household finances...
by johnireland | Articles
In most families, one person carries the weight of every financial decision. That weight, carried silently for years, takes a toll that is rarely discussed. There is a role that exists in almost every family but has no formal title. It is the person who manages the...
by johnireland | Business Builder
Fewer than one in five small businesses have key person insurance — yet every business has someone whose sudden absence would cause serious financial damage. Key person insurance pays a lump sum to the business when a critical individual dies or is diagnosed with a...