by johnireland | Articles
Most Families Never Use Their Gift Allowances — And Pay More IHT Because of It Every year, thousands of UK families pay more inheritance tax than they need to — not because they lack planning options, but because they never use the gift exemptions already available to...
by johnireland | Articles
A New Record — and No Sign of Slowing Down In the twelve months to March 2026, HM Revenue & Customs collected £8.5 billion in inheritance tax (IHT). That figure is £200 million more than the previous year and marks the highest annual IHT haul in the history of the...
by johnireland | The Book Shelf
The Core Lesson The hard thing about hard things is that there is no formula for them. Business books can teach you strategy, culture, and growth. But they cannot tell you what to do when every option has significant downsides and doing nothing is the worst choice of...
by johnireland | Articles
The Book in Brief The Hard Thing About Hard Things, published in 2014 by Ben Horowitz, is not a conventional business book. It does not offer a tidy framework, a step-by-step methodology, or a collection of inspiring anecdotes. Instead, it provides an unflinchingly...
by johnireland | Wellness Corner
Why We Avoid It Talking about death, money, and inheritance is uncomfortable. We worry about conflict, mortality, and not having the right answers. So we postpone — and the cost of postponement grows quietly in the background. What Silence Costs Financial: Avoidable...
