by johnireland | Estate Planning Essentials
Your Digital Life Needs an Estate Plan Too The average UK adult has over 100 online accounts. Fewer than 15 per cent of Wills mention digital assets at all. The result: families locked out of email, cryptocurrency lost behind forgotten passwords, and subscriptions...
by johnireland | Articles
Your Online Life Does Not Disappear When You Do When someone dies, their family must deal with far more than a house, a bank account, and a pension. The average UK adult now has over 100 online accounts — from email and social media to streaming services, cloud...
by johnireland | Articles
The Scale of the Problem Despite decades of public awareness campaigns, an estimated 54 per cent of UK adults still do not have a valid will. When someone dies without one — known as dying “intestate” — their estate is distributed according to a rigid set...
by johnireland | Tax Talk
The Gift Allowances Most Families Never Use Fewer than one in five families take full advantage of the gift exemptions available to them — and the result is thousands of pounds in unnecessary inheritance tax every year. Here is what you can give away tax-free right...
by johnireland | Tax Talk
The Headline HMRC collected £8.5 billion in inheritance tax during the 2025-26 tax year — the highest figure ever recorded. The Office for Budget Responsibility projects receipts will exceed £14 billion annually by the end of the decade. Why It Is Happening The...