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TLDR — The Longevity Dividend and Your Financial Plan

by johnireland | Wellness Corner

The Reality A healthy 65-year-old in the UK has a better than even chance of reaching their late eighties. A child born today has a roughly one-in-three chance of reaching 100. Yet most retirement and estate plans are built for a much shorter timeframe. What Changes...
The Longevity Dividend — How Living to 90 Changes Everything About Your Financial Plan

The Longevity Dividend — How Living to 90 Changes Everything About Your Financial Plan

by johnireland | Articles

We Are Living Longer — But Are We Planning for It? A child born in the UK today has a roughly one-in-three chance of reaching 100. A healthy 65-year-old has a better than even chance of reaching 87 (for men) or 89 (for women), according to the Office for National...

Pension Death Benefits Are Quietly Becoming a Tax Planning Battleground

by johnireland | Tax Talk

Pensions have long been viewed as one of the most efficient intergenerational wealth vehicles in the UK. Increasing scrutiny around pension taxation and estate policy means many business owners are now reassessing whether old assumptions still hold true. For years,...

Die With Zero by Bill Perkins — A Different Perspective on Wealth, Time and Legacy

by johnireland | The Book Shelf

Die With Zero by Bill Perkins — A Different Perspective on Wealth, Time and Legacy Why the goal of financial planning should not simply be accumulating wealth, but using it meaningfully during life. Many people spend decades building wealth but never stop to ask an...

Pension Planning Is Shifting — and That Changes Estate Strategy

by johnireland | Tax Talk

Pension Planning Is Shifting — and That Changes Estate Strategy Key Insight Changes to pension treatment are reshaping how they fit within estate planning, requiring a more flexible and proactive approach. For many years, pensions have occupied a unique and...
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With over 25 years of experience in Estate Planning and three decades in Independent Financial Advisory (IFA), our team brings extensive expertise to the table…

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