Book Review: Traction by Gino Wickman – What EOS Can Teach UK Business Owners About Succession

by johnireland | Articles

Most business owners run the business. Few build a business that can run without them. That is the uncomfortable truth sitting underneath Gino Wickman’s Traction: Get a Grip on Your Business, one of the most widely read management books of the last decade and...

TLDR: Gifting Property to Your Children – The CGT and IHT Traps

by johnireland | Tax Talk

Thinking about gifting property to your children while you’re alive? It’s not as simple as signing over the deeds and waiting seven years. This week’s article unpacks the traps: how the seven-year rule and taper relief actually work, why continuing...

Gifting Property to Your Children While You’re Alive: The Capital Gains Tax and Inheritance Tax Traps

by johnireland | Articles

Give away the family home too soon, and you could hand HMRC two tax bills instead of none Gifting a property to your children while you’re still alive can feel like the sensible, generous thing to do. You reduce the value of your estate, you get to see your...

TLDR: Pensions and Inheritance Tax From April 2027

by johnireland | Estate Planning Essentials

From 6 April 2027, most unused pension funds and death benefits will count towards your estate for inheritance tax — legislated in Finance Act 2026, with HMRC’s technical note (updated 29 May 2026) setting out the mechanics. Pensions stop being the tax shelter...

Pensions Come Into the Inheritance Tax Net on 6 April 2027 — What Families Should Be Doing in the Twenty Months Left

by johnireland | Articles

The Single Biggest Change to Estate Planning in a Generation For the last decade, pensions have been the most inheritance-tax-efficient asset most families own. Advice was straightforward: spend other savings, leave the pension untouched, pass it on outside the...