by johnireland | Tax Talk
Pensions have long been viewed as one of the most efficient intergenerational wealth vehicles in the UK. Increasing scrutiny around pension taxation and estate policy means many business owners are now reassessing whether old assumptions still hold true. For years,...
by johnireland | Tax Talk
The Tax Problem Many Parents Accidentally Create When Adding Children to Property Ownership Why “putting the house in the children’s names” can create far more problems than families expect. Key Insight Adding children to a property title is often seen as a simple...
by johnireland | Tax Talk
The Tax Cost Hidden Inside Director Loan Accounts Many owner-managed companies carry director loan accounts that appear harmless during life, yet the tax treatment after death can create liquidity pressure for both the estate and the business. A director loan account...
by johnireland | Tax Talk
How Frozen Tax Thresholds Are Increasing Inheritance Tax Exposure Rising asset values are bringing more families into the inheritance tax net Key Insight Inheritance tax thresholds have remained unchanged for several years, while property values and investments have...
by johnireland | Tax Talk
The £2 Million Inheritance Tax Trap How the residence nil-rate band taper can quietly increase tax exposure for larger estates Key Insight Many families are familiar with the basic inheritance tax thresholds, but fewer realise that an important allowance begins to...