by johnireland | Articles
Every year, thousands of families across England and Wales discover a legal rule that most people have never heard of: marriage automatically revokes your Will. It does not matter how recently you wrote it. It does not matter how carefully it was drafted. The moment...
by johnireland | Tax Talk
Taper relief is one of the most misunderstood rules in inheritance tax planning. Most people believe it gradually reduces the value of a gift over seven years. It does not. It reduces the rate of tax — and only on amounts above the nil-rate band. Here is how the...
by johnireland | Articles
The Seven-Year Rule Is Not What Most People Think Ask most people how inheritance tax works on lifetime gifts, and they will tell you something along these lines: give money away, survive seven years, and it is tax-free. That is broadly correct — but the detail...
by johnireland | The Book Shelf
The Book Principles: Life and Work by Ray Dalio is a guide to systematic decision-making, drawn from four decades of running one of the world’s largest hedge funds. It has sold over four million copies and remains one of the most influential business books of...
by johnireland | The Book Shelf
Ancient Wealth Principles That Still Protect Families Today Published in 1926 — exactly a century ago — The Richest Man in Babylon uses ancient parables to teach principles of wealth building and preservation that have not dated at all. It remains one of the...
