by johnireland | Wellness Corner
Short sleep does not stay confined to the bedroom. It blunts judgement, skews risk appetite, shortens the fuse, and quietly erodes memory — and for a business owner, all four show up directly in the business, as snap decisions, avoidable friction with staff, and the...
by johnireland | Tax Talk
The Autumn Budget is on 28 October 2026, and the run-up brings the usual wave of speculation about further changes to Business Relief and Agricultural Property Relief on top of the £2.5 million cap already coming in from April 2026. That speculation is not fact, and...
by johnireland | Articles
Most people know that gifts can reduce an Inheritance Tax bill if you survive seven years. Far fewer know about an exemption that works immediately, with no waiting period at all, and no cap on the amount involved. It is called normal expenditure out of income, and it...
by johnireland | Wellness Corner
Running your own business is often lonelier than it looks. Employees are not peers, they depend on you financially, so they rarely challenge your thinking freely. Family absorbs the emotional cost of every decision, so owners often protect them by staying quiet....
by johnireland | Estate Planning Essentials
Yes — a UK Will can deal with a property you own in Europe. Under the EU Succession Regulation, known as Brussels IV, a British national can elect in their Will for the law of their nationality to govern their whole estate, including a home in France, Spain or Italy....
