by johnireland | Legal Spotlight
Estates used to be found in a filing cabinet. A great deal of the modern estate exists only as a login, protected by security designed to keep everyone out — including the Executor who is legally entitled to deal with it. Digital assets fall into four groups. Things...
by johnireland | Articles
A generation ago, an Executor’s first task was to go through a filing cabinet. Bank statements, share certificates, insurance policies and title deeds were physical objects, and finding them was mostly a question of patience. Today a substantial part of the...
by johnireland | Estate Planning Essentials
Your Digital Life Needs an Estate Plan Too The average UK adult has over 100 online accounts. Fewer than 15 per cent of Wills mention digital assets at all. The result: families locked out of email, cryptocurrency lost behind forgotten passwords, and subscriptions...
by johnireland | Articles
Your Online Life Does Not Disappear When You Do When someone dies, their family must deal with far more than a house, a bank account, and a pension. The average UK adult now has over 100 online accounts — from email and social media to streaming services, cloud...
by johnireland | Estate Planning Essentials
Estate problems are not always caused by tax. Increasingly, the greatest delays arise from fragmented information, inaccessible accounts and incomplete asset records that leave families struggling to identify what exists. Modern wealth rarely sits in one place. A...