by johnireland | Estate Planning Essentials
From 6 April 2027, most unused pension funds and death benefits will count towards your estate for inheritance tax — legislated in Finance Act 2026, with HMRC’s technical note (updated 29 May 2026) setting out the mechanics. Pensions stop being the tax shelter...
by johnireland | Articles
The Single Biggest Change to Estate Planning in a Generation For the last decade, pensions have been the most inheritance-tax-efficient asset most families own. Advice was straightforward: spend other savings, leave the pension untouched, pass it on outside the...
