by johnireland | Articles
When a Straightforward Inheritance Creates Problems Most estate plans assume that beneficiaries will be able to receive, manage, and benefit from their inheritance without difficulty. For the majority of families, that assumption holds. But for a significant minority,...
by johnireland | Articles
The Tax Band Nobody Warns You About Most business owners know the headline tax rates. The basic rate at 20%. The higher rate at 40%. The additional rate at 45% for earnings above £125,140. What far fewer realise is that there is a hidden tax band sitting right in the...
by johnireland | Articles
Cal Newport’s Deep Work, published in 2016, makes a simple but provocative argument: in a world increasingly dominated by shallow tasks — emails, meetings, notifications, and reactive busywork — the ability to focus deeply on cognitively demanding work is...
by johnireland | Articles
In a 2023 survey by Schroders, 72% of UK adults said they had never discussed inheritance with their parents. Not how much they might receive. Not when. Not under what conditions. And certainly not why. This silence is not accidental. It is deeply embedded in British...
