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Atomic Habits by James Clear — How Small Changes Build Lasting Financial Discipline

by johnireland | Articles

The Book in Brief Atomic Habits, published in 2018 by James Clear, has become one of the most widely read books on behaviour change in the past decade. Its central argument is deceptively simple: you do not rise to the level of your goals; you fall to the level of...

Why the Financial Decisions You Keep Putting Off Are the Most Important Ones

by johnireland | Wellness Corner

The Real Reason You Keep Postponing Writing a will, reviewing a pension, updating an LPA — these are not complicated tasks, but they are the ones most likely to be put off indefinitely. The reason is usually not complexity or cost. It is decision fatigue: the...

How Mental Fatigue Quietly Undermines Your Most Important Financial Decisions

by johnireland | Articles

The Decisions You Make When You Are Tired Are Not the Decisions You Would Make When You Are Rested There is a well-documented pattern in behavioural psychology that has direct relevance to anyone managing their finances, running a business, or planning their estate....

58,000 UK Business Owners Plan to Sell Within Five Years — Are You Ready?

by johnireland | Business Builder

The Succession Wave Is Real Nearly a third of UK SME owners aged 43 and over plan to sell within five years. That is roughly 58,000 mid-sized businesses approaching an ownership change, all at a time when the tax cost of selling or passing on a business has increased...

The UK Succession Wave — Why 58,000 Business Owners Face a Five-Year Exit Window

by johnireland | Articles

The Numbers Behind the Wave A quiet but significant shift is taking place across the UK’s small and medium-sized business landscape. According to the Generation EO study published in late 2023 by Ownership at Work and ThinCats, nearly a third of SME owners aged...
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With over 25 years of experience in Estate Planning and three decades in Independent Financial Advisory (IFA), our team brings extensive expertise to the table…

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