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Your Online Life Does Not Disappear When You Do When someone dies, their family must deal with far more than a house, a bank account, and a pension. The average UK adult now has over 100 online accounts — from email and social media to streaming services, cloud...
The Scale of the Problem Despite decades of public awareness campaigns, an estimated 54 per cent of UK adults still do not have a valid will. When someone dies without one — known as dying "intestate" — their estate is distributed according to a rigid set of rules...
A stroke, a sudden accident, or the slow progression of dementia can change everything far faster than most people expect. When clients ask what happens without lasting power, they are usually really asking something more personal: who will step in, who can make...
The Headline HMRC collected £8.5 billion in inheritance tax during the 2025-26 tax year — the highest figure ever recorded. The Office for Budget Responsibility projects receipts will exceed £14 billion annually by the end of the decade. Why It Is Happening The...
The Gift Allowances Most Families Never Use Fewer than one in five families take full advantage of the gift exemptions available to them — and the result is thousands of pounds in unnecessary inheritance tax every year. Here is what you can give away tax-free right...
Most Families Never Use Their Gift Allowances — And Pay More IHT Because of It Every year, thousands of UK families pay more inheritance tax than they need to — not because they lack planning options, but because they never use the gift exemptions already available to...
A New Record — and No Sign of Slowing Down In the twelve months to March 2026, HM Revenue & Customs collected £8.5 billion in inheritance tax (IHT). That figure is £200 million more than the previous year and marks the highest annual IHT haul in the history of the...
One family home, one buy-to-let, or one share in a wider estate can create years of difficulty if the paperwork is not handled properly from the start. If you are asking how to protect inherited property, the real issue is usually not ownership alone. It is how to...
A rental portfolio can take decades to build and only a short period to become difficult for your family to manage. We often see this when a landlord or property investor has worked hard to acquire several properties, yet the paperwork behind the portfolio has not...
Learning how to protect your assets can feel like an overwhelming topic. Our FREE Estate Planning Guide will help you to understand the process and how to get started.