A Relief That Once Had No Limit Now Has One For decades, Business Property Relief (BPR) was one of the most generous inheritance tax reliefs available in the UK. Qualifying business assets — shares in unquoted trading companies, interests in partnerships, sole trader...
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Thinking, Fast and Slow by Daniel Kahneman — Why the Way You Think About Money Is Probably Wrong
The Nobel Prize-winning psychologist's masterwork explains why intelligent people consistently make poor financial decisions — and what that means for your estate planning. Daniel Kahneman spent a career studying the mistakes people make when they think. His 2011...
Property Investor Succession Planning
One rental flat can usually be dealt with by a simple will review. A portfolio of buy-to-lets, joint ventures, company-owned properties and family expectations is another matter entirely. Property investor succession planning is about making sure the assets you have...
The Emotional Toll of Being the Family’s Financial Decision Maker
In most families, one person carries every financial decision — the mortgage, the insurance, the pensions, the tax. That silent weight takes a real toll on health and relationships. Research shows that individuals who carry sole responsibility for household finances...
The Emotional Toll of Being the Family’s Financial Decision Maker — And Why Sharing the Load Matters
In most families, one person carries the weight of every financial decision. That weight, carried silently for years, takes a toll that is rarely discussed. There is a role that exists in almost every family but has no formal title. It is the person who manages the...
Key Person Insurance — The Business Protection Most Companies Overlook
Fewer than one in five small businesses have key person insurance — yet every business has someone whose sudden absence would cause serious financial damage. Key person insurance pays a lump sum to the business when a critical individual dies or is diagnosed with a...
Key Person Insurance — The Policy That Prevents a Business Crisis Becoming a Financial Catastrophe
Every business has at least one person whose sudden absence would cause serious damage — yet most businesses have no financial plan for that scenario. Ask any business owner what would happen if they were suddenly unable to work — through illness, injury, or death —...
Business Owner Estate Planning Guide UK
If your family depends on your business, your estate plan cannot stop at a standard will. A proper business owner estate planning guide should deal with who takes control, how value is passed on, what happens if you lose capacity, and how unnecessary tax or disruption...
Cohabitation and Inheritance — The Legal Gap That Catches Millions of Couples
More than 3.6 million couples in England and Wales live together without being married — and most have no idea how little legal protection they have if one of them dies. There is no such thing as "common law marriage" in English law. If your partner dies without a...
Free Estate Planning Guide
Learning how to protect your assets can feel like an overwhelming topic. Our FREE Estate Planning Guide will help you to understand the process and how to get started.





