Busy business owners often skip autumn vaccinations because "I never get ill" — but a fortnight off with flu, or shingles with lingering nerve pain, can leave a small business stuck. Here is who is offered what in England this season, from NHS sources: Flu: free for...
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TLDR: Antifragile by Nassim Taleb — lessons for family estates
Antifragile by Nassim Nicholas Taleb (2012) asks a simple question of anything you own: does disorder hurt it, leave it unchanged, or make it stronger?Taleb sorts things into fragile (harmed by shocks), robust (unaffected) and antifragile (improved by them).Key tools:...
Autumn jabs after 65: flu, shingles, COVID-19 and RSV explained
Ask a room full of business owners in their fifties and sixties when they last took a week off sick and you will hear a lot of proud answers. "I never get ill." "I can't remember the last time." "I don't have time to be poorly." It is a badge of honour for many people...
No children? How to plan your estate so it goes where you want
Most estate planning advice is written with children in mind. Leave the house to the kids, protect the grandchildren, think about university fees. But a great many of the business owners and property investors we meet have no children at all — some single, some...
Executor Versus Trustee Explained Clearly
When considering an executor versus trustee, the distinction can appear technical until you consider what is at stake. One person may need to gather bank accounts, deal with HMRC and distribute an estate after your death. Another may be responsible for protecting a...
Replacement Attorney Appointment in Your LPA
A trusted attorney can become unavailable without warning. They may die, lose mental capacity, move abroad, decide they can no longer take on the responsibility or, for a Property and Financial Affairs LPA, face bankruptcy restrictions. A replacement attorney...
Business Shares vs Personal Ownership Explained
For a business owner, the distinction between business shares vs personal ownership is not a technical detail to leave for later. It determines what you can give away in your will, who controls the business if you lose capacity, and whether your family inherits a...
TLDR: Hearing loss after 50 — the check most owners never book
Hearing loss is one of the most common health changes after 50, and one of the least checked. RNID says more than half of people aged 55 and over have some hearing loss, rising to almost 80% of over-70s — yet it can take up to ten years for people to get tested.It...
TLDR: The Infinite Game by Simon Sinek
Simon Sinek's The Infinite Game (2019) borrows James Carse's idea that some games are played to win and others to keep playing — and argues business is the second kind.A finite game is played to win; an infinite game is played to keep playing. Business has no final...
Free Estate Planning Guide
Learning how to protect your assets can feel like an overwhelming topic. Our FREE Estate Planning Guide will help you to understand the process and how to get started.