Most business books about selling a company are written for people who want the highest number. Finish Big is written for people who want to be able to live with themselves afterwards, and that makes it a far more useful book for anyone thinking about succession. Bo...
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Earn-Outs — Why Half Your Sale Price Depends on What Happens After You Sell
An owner agrees to sell for four million pounds and tells everybody the business sold for four million pounds. What completes on the day is two and a half million. The rest depends on profits over the following three years, calculated in a way that takes four pages of...
The £2.5 Million Business Relief Allowance Is Now Live — What It Means for Family Firms and Farms
For decades, Business Property Relief was the quiet reason many family companies passed from one generation to the next without being broken up. Qualifying business assets attracted 100% relief from Inheritance Tax. The value did not matter. A trading company worth...
Why Strength Matters More Than Cardio After Fifty
Most people who decide to get fitter in their fifties start by doing more cardiovascular exercise. They walk further, buy a bike, perhaps take up swimming. All of it is worthwhile. None of it addresses the thing that most determines how the next thirty years will...
Choosing a Guardian for Your Children — The Decision Parents Postpone Longest
Of all the decisions involved in making a Will, this is the one that stops people. Fees, Executors, even the division of an estate are dealt with briskly. Then the question arrives — who would raise your children if you and their other parent could not — and the...
Property Trust or Will: Which Protects More?
A rental portfolio, family home or share in a business can represent decades of work. Yet many people rely on a will alone without asking whether it gives their family enough protection. The choice between a property trust or will is not simply about paperwork. It is...
Care Fees Asset Protection: What Really Works
A family home, a buy-to-let portfolio or a business built over decades can feel vulnerable when the prospect of long-term care enters the conversation. Care fees asset protection is not about hiding wealth or making last-minute gifts. Done properly, it is about...
TLDR: What Happens to Your Business the Day You Die
When a business owner dies, practical problems start immediately, long before probate is granted. A sole trader's bank account, or any account in a personal name, is frozen the moment the bank hears of the death, stopping payments to staff and suppliers overnight. A...
What Happens to Your Business the Day You Die: Bank Accounts, Payroll and Contracts
Most business owners have thought about who gets the shares if something happens to them. Far fewer have thought about what happens on the Monday morning after. Who can pay the wages? Who can sign the cheques? Can the business even trade while probate is sorted out?...
Free Estate Planning Guide
Learning how to protect your assets can feel like an overwhelming topic. Our FREE Estate Planning Guide will help you to understand the process and how to get started.