Trusts Explained: When They Make Sense — and When They Don’t

Trusts Explained: When They Make Sense — and When They Don’t

Trusts are often seen as complicated or only for the very wealthy, yet they can be one of the most useful estate planning tools when used appropriately.

Many families either dismiss Trusts entirely or assume they should use them automatically. Neither approach is right.

What Trusts Actually Do

Trusts allow you to separate ownership from benefit. This can help:

  • Protect assets

  • Control how inheritance is used

  • Safeguard beneficiaries from future risks

When Trusts Are Appropriate

Trusts are commonly used where there are:

  • Young or vulnerable beneficiaries

  • Blended families

  • Concerns around divorce, creditors, or care fees

When Trusts Are the Wrong Tool

Trusts are not suitable in every situation. Used unnecessarily, they can add complexity without meaningful benefit.

The key is suitability — not size of estate.

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Client Testimonial

“Having seen John of Legacy Wills present at a property event, it was clear he had both the breadth of knowledge and experience and also the ability to make a very dry subject both understandable and engaging. That’s a tough call when talking about Wills, Trusts and death. John produced Wills and POA’s for myself and my wife in a timely, effective and reasonable manner. I have subsequently recommended him to numerous colleagues and friends to cut out the jargon and challenges surrounding this critical protection, which is too often deferred or neglected.”

Dan Norman